Dialogue gets lost in three places: thin TV speakers that face a wall, a surround mix folded down to stereo, and the mix itself, built for a cinema rather than a living room.
Only the first two are fixable at home. The symptom picker below points to the settings that help, and a soundbar with a real centre channel is the lasting fix. Subtitles cover the rest.
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A 3.1 bar with a subwoofer and a voice mode, the cheapest way here to get a front speaker pointed at you instead of a TV facing a wall. HDMI ARC, not eARC.
3.1 channels · 340 W output · Subwoofer included · Clear Voice Pro
Left, centre and right speakers up front, so speech has its own channel, plus a subwoofer so the bass does not have to share space with voices. Night Mode is there for late viewing.